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PRIVACY POLICY
  1. OVERVIEW
    1. General Statement

The following privacy statement explains our on-line safeguarding practices and policies pertaining to customer information.  By thoroughly explaining our policies through this disclosure, we hope to provide you, our customer, with a certain degree of comfort, confidence and security when utilizing our website.  Rick’s Auto Marketing Center strives to foster a lasting relationship with all of our customers long after the buying process.  For this reason, we hope you will take a moment to see how we are working hard to protect you and serve you both now and in the future when you are in need of a quality vehicle at an affordable price.

    1. Links to Other Web Sites

Please note as you search our site, links to other web sites, such as financial institutions, are incorporated throughout.  Rick’s Auto Marketing Center is not responsible for the privacy statements or other content on these sites nor is it responsible for any data handling practices utilized by these sites.  We strongly urge you, when visiting these sites, to also review that company’s Privacy Policy Statement outlining their policies and practices as they may differ from site to site and business to business.  In addition, we would suggest that you always take a moment to review a company’s privacy policy especially if you are intending on providing them with personal information regarding yourself or a family member.  This is particularly important if you intend on providing the company with highly personal financial information.

  1. INFORMATION ABOUT RICK’S MARKETING CENTER AND OUR WEBSITE

We created this web site in an attempt to provide you with useful information regarding our dealership, our business reputation and the vehicles offered for sale.  Our site was created to be user-friendly so that any and all inquiries, including financing options, could be handled in a simple yet effective manner.  Since we have provided all on-line visitors to our web site the option of submitting an application directly to Rick’s Auto Marketing Center or selected financing/banking institutions, this on-line Privacy Statement disclosure explains in detail how we collect both personal and non-personal information and how we may use that information for the purpose of conducting business.     

  1. NONPUBLIC PERSONAL INFORMATION WE COLLECT FROM YOU AND METHODS OF COLLECTION
    1. What is nonpublic personal information?

Nonpublic personal information (NPI) is any “personally identifiable” information collected by a financial institution when attempting to furnish a financial product or service.  Such information is protected under the Privacy Act unless it is or has been made publicly available.  

    1. How is it collected?

Overview

Rick’s Auto Marketing Center collects personally identifiable information, or NPI, only when you voluntarily submit it to us.  Voluntarily submitted information may include your name, address, phone number, social security number, credit card number or e-mail address.  The foregoing personally identifiable information is not gathered through any electronic means by merely visiting our site.  Furthermore, the submission of personally identifiable information is not a prerequisite for accessing the Rick’s Auto Marketing web site. 

Types of Information Collected and Means of Collection

We may collect NPI from any of the following sources:

§         An on-line request submitted via the internet for services or the like, will involve the collection of personal information.  For example, your name, e-mail address or other information that is necessary for our representatives to fully assist you and address your needs will be required for them to timely and accurately reply to your inquiry.

§         Information we receive from you on an application or other form.

§         Information we receive from your consumer credit reports or a credit reporting agency including your credit score or credit history, account balances, payment history, banking institutions etc. 

§         Representations made by you to us (i.e. employment history, income, relationships with other persons or entities which you may have listed as a reference).

§         Any other means of voluntary submission of information by you.

  1. HOW WE USE THE NONPUBLIC PERSONAL INFORMATION WE COLLECT

Any and all information submitted to and/or collected by Rick’s Auto Marketing Center or other integrated sites may legally be used for any of the following purposes:

    • Fulfill a site user request (i.e. e-mail request),
    • To reply to questions, comments or requests for information including quotes,
    • Fulfill an order for goods or services,
    • Fulfill a delivery of goods or services,
    • To contact you during the process of fulfilling an order or delivery,
    • To match personal information submitted by you on-line with information submitted or collected offline,
    • To act in accordance with legal requirements,
    • Any and all other permissible business uses.
  1. TYPES OF INFORMATION WE MAY DISCLOSE

We may disclose all of the nonpublic personal information collected about you

    • as permitted by law and
    • to third parties that perform services in connection with the products and services we sell or to financial institutions with whom we have joint marketing agreements including, but not limited to, those companies who supply or administer goods and services such as insurance and service contracts.  As this method of disclosure is permitted by law, you are not eligible to opt out of this sharing of NPI information.
  1. HOW WE PROTECT YOUR NONPUBLIC PERSONAL INFORMATION AND WHAT INFORMATION MAY LEGALLY BE SHARED

Rick’s Auto Marketing Center acknowledges its responsibility to protect your nonpublic personal information and takes this responsibility very seriously.  Access to your NPI is restricted and may only be shared with our employees and any third parties mentioned above who need the information to provide you with information, to respond to your inquiries, or to provide you with requested products and/or services. 

Safeguarding your NPI is important to us.  For this reason, Rick’s Auto Marketing Center has taken all of the necessary steps to inform its employees of the importance of protecting your information and has established proper physical and procedural safeguards.  In addition, Rick’s Auto Marketing Center maintains up-to-date electronic safeguards to protect both the confidentiality and security of information collected.

We appreciate your business and the opportunity to assist you in understanding our Privacy Policy. We look forward to working with you and building a long-lasting relationship. 

If you have any questions please feel free to contact us at 910.947.4952.

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